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About Desjardins mobile services
Desjardins mobile services puts banking in your pocket. Handle everyday transactions, manage your money, and stay on top of your finances—all from your smartphone or tablet in a secure environment.
Pay bills, deposit cheques, transfer funds between accounts, and send or receive Interac e-Transfers in seconds. The app's virtual assistant, Alvie, delivers insights to help you make smarter financial decisions. You can also manage your cards, loans, and lines of credit without switching apps. If your card goes missing, lock it temporarily while you search—then unlock it once you've found it.
Take control of your financial health by setting goals and tracking your budget. Get a clear overview of your accounts and spending habits in one place. Need a mortgage? Apply for pre-approval in just a few steps, all from the app.
Business users gain mobile deposit capabilities and the ability to approve transactions on the go. Whether you're managing personal finances or handling business operations, the app scales to your needs.
Log in securely using your password or biometric authentication—fingerprint or face recognition for faster access. Some features extend to Wear OS by Google, so you can check your account details from your wrist.
If you're not yet a Desjardins member, open an online account in minutes without visiting a branch.
Desjardins mobile services is built for fast, secure banking. Download today and experience banking that keeps pace with your life.
Pros & Cons
Pros
- Mobile cheque deposits and Interac e-Transfers reduce trips to a branch
- Virtual assistant Alvie provides personalized financial insights and guidance
- Biometric login (fingerprint or face recognition) speeds up access
- Budget tracking and goal-setting tools help monitor spending habits
- Card lock feature lets you temporarily disable a card without replacement
Cons
- Requires Desjardins membership to use most features beyond account opening
- Biometric and transaction data stored on device raises privacy considerations
- Virtual assistant functionality depends on stable internet connection
- Business transaction approval feature may create pressure for quick decisions
- Wear OS extension limits smartwatch functionality to account checks only
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